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Displaying blog entries 21-30 of 51

ANN ARBOR REAL ESTATE FOR SALE

Tuesday, April 3, 2012
by Tom Stachler,ABR,CDPE - Group One Realty Team

Spring is Here and Ann Arbor Real Estate Market is Active

Click Here to View all MLS Listings

Click Here for Tom's Spring Newsletter

Click Here to Win Dinner for Two at Weber's Inn

Tom's Resources, Contractor Discounts and More Ann Arbor Real Estate Savings Here

Get References for Any Ann Arbor Real Estate Broker by Clicking Here

Remember we are the most recommended Buyer Representative in the Saline and Ann Arbor Michigan Area.  Stop by and Visit our Website anytime by Clicking here.

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9016 Whispering Pines, Saline, Michigan Home for Sale 3200' With Fin. Walk Out Basement and Woods

Wednesday, March 21, 2012
by Tom Stachler,ABR,CDPE - Group One Realty Team

POPULAR YORK WOODS SUBDIVISION

GREAT SUMMER COMMUNITY AND PARCEL WITH YOUR OWN SANDY SPRING FED LAKE FOR KAYAKING AND SWIMMING. YOUR KIDS AND THEIR FRIENDS WILL LOVE THE COMMUNITY BEACH PLUS YOU HAVE YOUR OWN WOODS IN THE BACK COMPLETE WITH FIRE PIT AND CAMPSITE!

Home SITS ON 3.5 ACRES IN YORK TOWNSHIP! ENJOY LAKE & BEACH PRIVILEGES. TWO STORY GREAT ROOM LOOKS OUT ON WOODS. NATURAL MAPLE CUPBOARDS W/ BLACK GRANITE COUNTERTOPS. WALK-OUT BASEMENT IS FINISHED AND PLUMBED FOR A 3RD BATH.1ST FLOOR MASTR SUITE W/SUNKEN WHIRLPOOL TUB FOR 2.5 BEDROOMS & 2.5 BATHS. CERAMIC & HARDWOOD IN MAIN LEVEL. 3 CAR GARAGE & SPRINKLER SYSTEM.

  • WALK OUT FINISHED BASEMENT
  • 3.5 ACRES
  • GRANITE COUNTERS
  • MAPLE CABINETS
  • CAMP SITE OUT BACK IN YOUR OWN WOODS
  • LOW YORK TOWNSHIP TAXES
  • CLOSE TO VILLAGE OF SALINE
  • WORK OUT ROOM
  • INVISIBLE FENCE FOR PETS
  • 3 CAR GARAGE
  • AWARD WINNING SALINE SCHOOLS
  • 5 MINUTES FROM US 23 - I 94 EXPRESSWAY INTERSECTION
  • GREAT SUMMER PLAY FOR KIDS WITH SPRING FED LAKE W/ COMMUNITY SANDY BEACH

Great Family home Close to schools and shopping and freeway access. COMMUTERS NOTE that this is only 5 minutes from the I94-US23 expressway interchange so for those heading east, you AVOID THE ANN ARBOR BACKUPS at State Street and Ann Arbor Saline Roads.

Hurry this one won't last long. Contact us today with any showing requests or questions. Note contact options below.

Tom Stachler lives in Saline Michigan and can answer any question you might have about the area.  Please look for additional Saline Real Estate for Sale by clicking on the All MLS LISTINGS link above in the website header or contact Tom below for further assistance or showing appointment. 

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Is This the Future of Education for Ann Arbor School District

Tuesday, March 13, 2012
by Tom Stachler,ABR,CDPE - Group One Realty Team

This is a pretty interesting Video on What is Perhaps the Future of Education

Do you think Ann Arbor School District Should Consider Such a Program?  

Please comment below.  

 

If you are new to the area you can click here to Get Ann Arbor Real Estate Listings and other surrounding communities.  Note there is information on the Ann Arbor School District test scores under the School Reports link in our Links section under Resources top Right Corner of this Page.  

Tom Stachler is the Counties Leading Real Estate Buyer Representative and welcomes you to check out his references above or Contact for consultation and assistance.

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968 Penniman, Plymouth Michigan

Sunday, February 19, 2012
by Tom Stachler,ABR,CDPE - Group One Realty Team

Looking for a Property that is Just a 60 Second Walk to Downtown Plymouth Michigan ?

You can't miss with this one.  Check out the property Video Below.

More Details on this property can be found here.

http://www.therealtytour.com/Property/968-Penniman-Plymouth-Michigan

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Happy Holiday Yodeling Cat Video

Thursday, December 22, 2011
by Tom Stachler,ABR,CDPE - Group One Realty Team

Check out this Cool Cat Video

Happy HOlidays Everyone!

 

Best of luck in the coming New Year!

Please keep us in mind if we can help you or an associate with their real estate pursuits in 2012!

Ann Arbor Area Community Information Click here

 

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Ann Arbor Michigan Area Information Video

Friday, November 18, 2011
by Tom Stachler,ABR,CDPE - Group One Realty Team

NEW TO THE AREA?

CHECK OUT THIS VIDEO ABOUT ANN ARBOR

(click the 4 arrows for larger image)


View the Video By Clicking Here

Ann Arbor Area Real Estate Information Here

Local Events and Activities Here

Our website has lots of resources providing Ann Arbor Area Information using the tabs above.  

Please Contact Tom if you need any information about Real Estate, Schools, contractor and community recommendations.  

Thanks for Stopping!

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Avoid Chicago Traffic and Ride Lake Michigan High Speed Car Ferry

Tuesday, October 11, 2011
by Tom Stachler,ABR,CDPE - Group One Realty Team

Want to Get to Wisconsin and Avoid Chicago Traffic?

Take a scenic cruise on this high speed car ferry with you car, RV or motorcycle across Lake Michigan to Milwaukee Wisconsin and beyond.  This auto ferry is a great was to spend a couple scenic hours on your way west.  

 

Looking for Ann Arbor Real Estate?  Get Ann Arbor Real Estate here

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ANN ARBOR REAL ESTATE SEARCH HOMES FOR SALE

Saturday, September 17, 2011
by Tom Stachler,ABR,CDPE - Group One Realty Team

SEARCH FOR ANN ARBOR REAL ESTATE

CLICK THE FOUR ARROWS ON RIGHT CORNER OF VIEWING FRAME FOR A LARGER IMAGE

"5 Star Rating" Great new realty search tool providing direct MLS access for Ann Arbor Real Estate.  Get realtime updates and the latest  in software powered programming giving you Walkscores, Zillowzestimates, neighborhood demographics, school information,distances to popular retailers and key driving destinations and much more.  Includes surrounding communities as well.
Go to www.shelterquest1.com

"Has a 5 Star Rating"

Get a Direct Link to the Board of Realtors MLS System  

This is Where all Listings First Show Up!


Its Free and No Advertising!  Check out this Great New Realty Search Tool providing direct MLS access to Ann Arbor Real Estate and All the Surrounding Counties! 

 

Also, there is an FREE option to Get realtime updates and the latest in software powered programming providing you with Walkscores, Zillowzestimates, neighborhood demographics, School information, distances to popular retailers and key driving destinations and much, much more.  


Get Started Test it by Clicking Here

www.shelterquest1.com




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SALINE MICHIGAN SCHOOLS

Friday, September 16, 2011
by Tom Stachler,ABR,CDPE - Group One Realty Team

SALINE MICHIGAN SCHOOLS

Newsweek Magazine announced they had selected Saline High School one of the tp 4 High Schools in the State of Michigan.  You may click on this link to read the complete article Saline Area Schools in Michigan. 

Congrats to the Saline Area School District for a job well done!

Additional Area Information

Things To Do In Saline

Saline Area Information

 

Search for Saline Listings Here Using MLS Realtime Access

Saline Michigan Homes for Sale

 

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DOWN PAYMENT OPTIONS FOR NEW HOMES

Friday, August 19, 2011
by Tom Stachler,ABR,CDPE - Group One Realty Team

One of the biggest hurdles in Buying a Home is coming up with the required downpayment amount. The zero down payment days are gone and in fact the 3.5% min for FHA loans may be increasing to 6% sometime in the future too.

Want to avoid PMI payments too? Then you will need to put a min 20% of the purchase price down. If you can show you have 20% equity in a property you can request this monthly payment be removed from your lender on both new and existing mortgages.

Back to the downpayment options..... of course some buyers will simply save up their own cash, even if it takes more time. The good news is that there is some help to boost your down-payment savings, there are resources that you can harness to power your home-buying pursuit:

  1. The FHA Bridal Registry.  Yes - thst's right! The FHA Bridal Registry Program enables wanna-be home buyers to apply their families’ wedding cash gifts toward their down payments. And although it’s named a “bridal registry” program, you don’t have to be a newly wed to use it. You could also use this program to collect gifts from graduation, the arrival of a baby or some other major life event in which people want to give you gifts.

    The FHA Bridal Registry works like a traditional registry, but it's more flexible. The registrants visit their choice of FHA mortgage lenders and set up what essentially is a custodial savings account for the single purpose of funding their down payment. The couple’s (or individual’s) family & friends can either deposit funds directly into this account or give the cash or check to the couple or individual, who can then deposit it into the account. The account’s flexibility also goes beyond that of traditional down payment gift rules that are applicable to FHA loans, which are detailed below in insider secret #2. With the FHA Bridal Registry Program, the only gift documentation required is “lender and borrower certification of the funds.
  2. Family gifts.  Most lenders will allow a home buyer to apply gift money from a family member toward their down payment - within guidelines, that is. First, the lender will require a letter from the giver verifying that it's in fact a gift and not a loan. (They generally frown upon it being a loan because it would add to the buyer’s debt and change their debt-to-income ratio.) And second, the person(s) giving you the money must be a relative. The reasoning here is that a friend will most likely expect you to repay the money, whereas a relative won’t. FHA loans will allow the gift to make up any portion and/or all of the buyer’s down payment, many conventional (non-FHA) loan programs will restrict the proportion of a buyer’s down payment that can come from gift money.  The lender may also have specific ways they want to see the money go into and out of your bank or investment accounts. Before you accept a gift toward your down payment, be sure that you check with your mortgage broker or loan rep to be sure that you’re proceeding correctly.
  3. Your Employer.  Some companies offer home purchase assistance programs to employees. Most are government, university, large company and financial industry employers. One example is safety workers: in some areas, safety workers like firefighters and police can have access to down payment grants from their employers if they buy properties are located within the city limits where they are on-call as first responders. Also, many large colleges and universities, very large companies and banks & lending institutions offer down payment help and have below-market-rate mortgage rates set up for faculty members and staffers.  Check with your Human Resources or relocation department to see if any such program is available to you.
  4. City/County/State Programs.  Some states, counties and cities still offer programs that lend or will give home buyers some assistance for down payments. These programs vary widely in scope - for instance, many target buyers with low and moderate incomes, while some seek to help the buyers of foreclosed or fixer-upper type homes. Some loans don’t have to repaid - meaning they are given as grants and are forgiven entirely if the buyer lives in the property for 10-30 years, but must be repaid if the buyer sells or rents the home out before the specified time period elapses. The programs generally have a homeowner education component that requires applicants to take personal finance and homeownership preparedness classes before they can receive funds. To learn more, visit your city, county and state websites to learn about programs that might be able to help you or contact us using this website submit form below.
  5. Your Retirement Funds.  Many financial advisors would advise against this, but if you have a 401K or Roth IRA account and some years to go before retirement, then you might be able to tap into it or even better borrow from yourself against your own funds for your down payment. Currently, you can take up to $10,000 out of a Traditional IRA with no penalty to put toward the purchase of your first home, but you will be taxed.  You can take as much as you want out of your Roth IRA contributions with no penalty or taxes, though, and as much as $10,000 from your earnings penalty-free for use as a down payment.  The rules get a little tricky, here, so definitely check with your tax and financial advisors. 

And while you can’t similarly draw from your 401K, many retirement and pension plans will allow you to borrow the money from yourself against your funds, then repay it to yourself – at interest. So the choice there comes down to paying your lender back with interest or paying yourself with interest. That choice should be be easy.....you! But first, get some advice from your CPA and/or financial planner. Its possible that this option might not make financial sense for your particular situation.

Remember you can view homes using a direct access to the Board of REALTORS MLS inventory to find homes for sale in Ann Arbor by clicking here, or homes for sale in Saline Michigan by clicking here.

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Displaying blog entries 21-30 of 51

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